Many singles and couples in the baby boomer generation are thinking about moving to retirement communities specifically designed for their age group as they get closer to retirement. Usually for people 55 and older, these communities give the opportunity to live among friends who share similar interests and lifestyles. But what happens if one partner is younger than the minimum age or if you wish to relocate into a 55+ community with your kids? Let’s examine the legal ramifications and intricacies of age limitations in retirement communities.
Understanding Age Discrimination and Fair Housing Laws
Although age-related limitations in retirement communities may seem discriminatory, it’s crucial to comprehend the underlying legal basis. It is illegal to discriminate on the basis of race, color, gender, national origin, religion, familial status, or handicap under the federal Fair Housing Act of 1968. Nevertheless, this act does not protect age, therefore developers are free to impose age-based restrictions on their properties.
Exemptions under the Housing for Older Persons Act
The Housing for Older Persons Act of 1995 (HOPA) is a legal measure that may allow people to live in a 55+ community even if they don’t meet the age criteria. If specific requirements are met, this act exempts family status nondiscrimination. In order to provide housing for this age group, these requirements include making sure that all inhabitants are 62 years of age or older, or that at least 80% of occupied units have a person who is 55 years of age or older.
Rules and Regulations in Age-Restricted Communities
The majority of age-restricted communities follow set guidelines. The first regulation usually stipulates that every household must have a resident who is 55 years of age or older. The second rule places age limitations on the spouses, partners, and children who are not yet 55. These limitations can change, but typically, couples must be at least 40 years old, and children must be at least 18 years old. Communities may also establish rules on the length of stay for minors, such as grandchildren.
Accommodating Younger Residents
There are several exceptions to the severe age restrictions that are enforced in many senior living communities. A certain number of flats in certain complexes are available for habitation by younger individuals. As an example, certain communities may set aside 15% of their units for younger households and maintain HOPA exemptions for the remaining 85% of their units.
Navigating Children in Retirement Communities
It’s uncommon to find a retirement community that permits full-time residence by young children. Nonetheless, depending on age limitations, adult children who are 18 years of age or older may be allowed, provided that one of the people residing in the unit is at least 55 years old.
Finding the Right 55+ Community for You
When looking for 55+ and 62+ age-restricted communities in places all around the United States, websites such as 55pluscommunityfl.com offer a variety of options. With amenities and social events planned to improve their quality of life, these communities provide seniors with living experiences that are specifically catered to their needs.
Our specialty at 55 Plus Communities in Port St. Lucie is assisting singles and couples in finding the perfect retirement community that meets their requirements. Our committed staff can help you locate a community that fits your preferences and lifestyle since they are knowledgeable about the nuances of age limitations.
Contact us right now for individualized support and knowledgeable guidance on selecting retirement communities.
Contact Information:
Phone: 954-234-0681
Email: billthornton.realtor@gmail.com
With 55 Plus Communities in Port St. Lucie, you may choose the ideal retirement community where your golden years will truly be golden.